Bradford & Bingley (Car and Home) Insurance is arranged and administered by BISL Limited
Home Insurance
We search a panel of leading insurers to find you the best price for your Home Insurance.
Whether you require buildings, contents, combined buildings and contents insurance or buy to let cover, you can be sure we will do all we can to find you a competitive price.
Bradford & Bingley Home Insurance benefits
A panel of leading insurers to help you get the right cover for your needs
So you can be sure you're getting more than just a great price.
24 hour claims service
We're here to help when you need it most with excellent service from our UK based call centres.
Alternative accommodation provided as standard*
Following a claim, we will provide you with alternative accommodation if the property cannot be lived in due to damage.
10% increase for Weddings and Christmas presents
Additional cover is provided for a period beginning one month before and ending one month after your Wedding day. Additionally in December, your contents cover will increase to allow for the value of Christmas presents.
New for old
Your contents will be replaced on a new for old basis.*
Home Emergency Assistance
Home emergencies can be stressful and sometimes difficult to resolve, but unlike many other Home Insurance policies, our Home Emergency Assistance is included as standard (applicable to Home Owners only) to provide you with peace of mind knowing that we are with you every step of the way. We will arrange for a qualified tradesman to come to your home to carry out emergency repairs and we provide a 24 hour emergency claims helpline.
| In the event of an emergency in your home you will be covered for: | |
|---|---|
| Total failure or breakdown of the main hot water or central heating system (boilers over 15 years old excluded, must be subject to an annual service) |
 |
| Plumbing and drainage emergencies | |
| Domestic power supply failure (including gas, electric and water) | |
| Pests – problems with pests in your home including adjoining outbuilding | |
* Subject to terms and conditions. Please see policy documents for further information.
Family Legal Protection
Our Family Legal Protection is designed to help you through difficult and often stressful legal situations by providing you with financial support.
- Up to £50,000 worth of financial support per incident for your legal costs.
- Confidential legal helpline 24 hours a day, 365 days a year.
Subject to terms and conditions.
Keycare Cover
We all know that losing your keys, or having them stolen, is frustrating and upsetting. But now with our Keycare Cover you can relax in the knowledge that, should this happen, you are only one phone call away from help.
- Protection for permanently lost keys to cover the cost of replacement keys, locks and car hire up to an annual cover limit of £1,500.
- All the keys attached to the fob are covered, for example keys to your car, home, office or caravan.
- No claim discount on your Car or Home Insurance policy is not affected.
- No excess to pay.
- Emergency helpline open 24 hours a day, 365 days a year.
Personal Accident Cover – free for the first 6 months and only £4 a month thereafter*
Bradford & Bingley Personal Accident Cover gives you peace of mind when you need it most. Offering you financial support against death, loss and damage that can occur through a serious accident or injury, including;
- £100,000 in case of Permanent Total Disability
- £15,000 lump sum in case of Accidental Death
- £50 per day if you are hospitalised as the result of an accident, up to a maximum of 270 days
- £75,000 in case of total, permanent, irrecoverable loss of sight in both eyes
*You can cancel the cover at any time. For full benefits and cover details please see our policy documents.
Buy with confidence
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- I recently used Bradford & Bingley's Home Emergency Assistance where the service I received was prompt, efficient and reassuring. The team were particularly helpful in providing regular updates on the progress being made with my claim and I felt reassured that there would be prompt action.
Debbie – Peterborough - When making a claim with Bradford & Bingley Home Insurance, my claim was processed quickly and I received a cheque for the damage just one week after notifying them. I have also used Bradford & Bingley's Home Emergency Assistance, I had a wasp nest which was reported in the evening and then someone came the following morning at 10am providing an efficient service.
Nicole – Peterborough - 18 months ago I came home from holiday to find my kitchen ceiling had collapsed and water all over due to a leak in the bathroom above. B&B home insurance managed the claim quickly and professionally, however when we recently needed to change the lights in the kitchen we found that we couldn't as the transmitter had been screwed to the beams. I contacted B&B who did the original repair and they sent somebody out and rectified the problem – I was really impressed considering this was 18 months after the initial claim.
Diane – Peterborough
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